Can You Buy a Gift Card With a Debit Card?

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Looking to buy a gift card but not sure if your debit card will suffice? We’ve got you covered.

Yes, you can buy a gift card with a debit card. Debit cards are widely accepted for purchasing gift cards, whether in-store or online, making the process convenient and hassle-free.

Continue reading to learn how to use your debit card for purchasing various gift cards, from Visa to Walmart, and explore the world of prepaid cards for even more options.

person sitting at a table with laptop using and a debit card

Can You Buy a Visa Gift Card with a Debit Card?

Yes, you can purchase a Visa gift card using a debit card at various retail stores or online. Visa gift cards are a popular choice because they function similarly to debit cards and can be used at any location that accepts Visa.

As a widely accepted option, Visa gift cards offer versatility and ease of use. When buying a Visa gift card, simply use your debit card for payment at the store or online retailer. 

However, be mindful of potential activation fees or additional charges, and review the terms and conditions before completing the transaction. In addition, you’ll need to make sure your debit card is working first.

How to Use a Debit Card to Buy a Gift Card Online?

Purchasing a gift card online with a debit card is a simple and straightforward process. Here’s how to do it:

  1. Choose an online retailer or the store website where you want to buy the gift card.
  2. Browse through the available gift card options and select the one you want to purchase.
  3. Add the gift card to your cart, and proceed to the checkout page.
  4. Fill in your billing and shipping information. If the gift card is digital, you may need to provide an email address for delivery.
  5. Select “Debit Card” as the payment method, and enter your debit card information. This will typically include the card number, expiration date, and CVV code.
  6. Review your order and make sure all the information is correct.
  7. Complete the transaction by clicking “Submit” or “Confirm Purchase.”

Once your purchase is complete, you’ll receive a confirmation email or notification, and the gift card will be on its way to the recipient, either physically or digitally. If you’re wondering what to put as a name on your Visa Gift card, check this guide. And for CVV problems, go here.

Can You Buy Gift Cards with a Debit Card at CVS?

Yes, CVS accepts debit cards as a payment method for gift cards. You can find a wide selection of gift cards at CVS, ranging from popular retail stores and restaurants to online services like streaming platforms. 

CVS is a popular destination for purchasing gift cards with a debit card. With a wide variety of gift card options available, including well-known retailers, restaurants, and online services, you can easily find the perfect gift. 

To buy a gift card at CVS, simply head to the store, locate the gift card section, choose your desired card, and pay using your debit card at the checkout counter.

Can You Buy a Walmart Gift Card with a Debit Card?

Walmart makes it easy for customers to purchase gift cards using a debit card, both in-store and online. Walmart gift cards are versatile and can be used at any Walmart location or online at Walmart.com. To buy a Walmart gift card with your debit card, follow these steps:

In-store:

  1. Locate the gift card section in your local Walmart store.
  2. Select the Walmart gift card and desired denomination.
  3. Proceed to the checkout counter and use your debit card for payment.

Online:

  1. Visit Walmart.com and navigate to the gift card section.
  2. Choose the Walmart gift card you’d like to purchase.
  3. Add the gift card to your cart, and proceed to the checkout page.
  4. Fill in your billing and shipping information.
  5. Select “Debit Card” as the payment method, and enter your debit card information.
  6. Review your order and complete the transaction.

If you’re wondering whether you can do the other way around, we have a guide on using Walmart gift card to buy prepaid Visa.

What Prepaid Cards Can You Use to Buy Gift Cards?

Most prepaid cards, such as Visa or Mastercard prepaid cards, can be used to buy gift cards. Since these prepaid cards are treated like regular credit or debit cards, they are generally accepted wherever these card types are accepted. 

However, it’s essential to check the balance on your prepaid card before attempting a purchase to ensure you have enough funds to cover the cost of the gift card, as well as any additional fees or charges that may apply.

Additionally, it’s a good idea to familiarize yourself with the retailer’s policies regarding prepaid card usage, as well as any expiration dates or fees associated with your prepaid card. Check our guide for any Visa online debit card problems.

FAQs

What stores allow you to buy gift cards with a debit card?

Most stores, including Walmart, Target, and CVS, allow you to buy gift cards using a debit card, covering various brands and services. Online platforms also offer a wide selection of gift cards purchasable with debit cards.

Can you buy a Mastercard gift card with a debit card?

Yes, you can buy a Mastercard gift card with a debit card at retail stores or online, making it a convenient and flexible gift choice. Simply choose the desired denomination and use your debit card for payment.

Can you buy an Amazon gift card with a debit card?

Purchasing an Amazon gift card with a debit card is possible both in-store at various retailers and online through Amazon’s website. This option provides a practical and versatile gift for recipients who shop on Amazon.

Author
  • Alex Mitch

    Hi, I'm the founder of HowMonk.com! Having been in finance and tech for 10+ years, I was surprised at how hard it can be to find answers to common questions in finance, tech and business in general. Because of this, I decided to create this website to help others!